The governor of the Bank of Spain, Pablo Hernández de Cos, speaks during the first day of the 19th edition of IESE Banking, at IESE Madrid, May 16, 2024, in Madrid, Spain. The economic situation in Ukraine, the social impact of banking, the entry into force of Basel 3.5, the digital euro project, the situation of payment systems, the digitalization of the sector, macroeconomic expectations and other current issues are discussed at the meeting, along with the CEOs of Spanish banks and prominent representatives of countries, national and international financial institutions, academics and industry experts. 16 MAY 2024 Gustavo Valiente / Europa Press 05/16/2024 (Europa Press via AP)